minalisms


    Posts Tagged ‘mortgage’

    A new leaf, a new life or neither?

    Friday, December 12th, 2008

    I’m not sure whether the past four days have been random, “good behavior and good habits” days or whether I am — quite possibly — turning a fresh, new leaf, but I’ve been floating along nicely on this tide of responsibility.

    Despite my concern that I am boasting about merely a fluke and post post-weekend laziness I will have dropped my dedication to tidiness, exercise, at-home meals and blogging momentum, I wholeheartedly believe that Productive Minal (and her ambitions) has been borne out of homeownership. … and, well, the mortgage.

    And another one…

    Tuesday, November 4th, 2008

    As if Ben and I didn’t have enough to do 10 days before our wedding, we decided to add one more goal to the itinerary:

    Yesterday, we put an offer on what is likely to be our first home. And the offer — which was a damn good one — was accepted. So if all goes well with inspection and such, we will be first-time homeowners on Nov. 25 — just a week or so into our arrival into Smug Marriedness.

    First comes love, then comes marriage, then there goes all your savings on a cute, split-level ranch!

    More to come…

    Home is where the mortgage is

    Tuesday, May 13th, 2008

    I so badly want to own my own home.

    For the past year and a half, I’ve trawled through hundreds of property listings on the Internet. I’ve personally visited close to 70 houses and/or condos during that time too, becoming well-versed in ZIP codes, school districts, crime stats and architectural flaws.

    Despite developing expertise and building confidence, beneath the surface I’m still petrified by the responsibility of it all.

    It’s the same type of hesitance one might feel when, after a lifetime of dating, he begins to consider marriage. The commitment of forever, the responsibility of another and the risk of disillusionment could weigh too heavily on his mind, turning his feet cold.

    That’s what I’m experiencing: cold feet.

    Can I make good on my promise to love, honor and pay dearly for a property?Ā Do I want the high-maintenance mortgage when my monthly rental keeps things simple?Ā And, really, why should I buy the cow, when I can get the milk for cheap? Way cheap.

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